Get the Lighting You Want—Pay Over Time
Flexible financing options make permanent lighting and holiday lighting affordable for every budget. Checking your rate takes minutes and won't affect your credit score.
Get a Free QuoteWhy Finance Your Lighting Project?
A permanent lighting system is a one-time investment that pays you back for years—in curb appeal, in convenience, and in the money you'll stop spending on string lights, ladders, and storage every season. Financing lets you start enjoying your new lighting now, with manageable monthly payments that fit your budget.
Financing Works Great For:
- Permanent outdoor lighting installations — spread the cost of a $2,000–$6,000+ system over time instead of paying it all up front.
- Larger Christmas lighting packages — get the full-home holiday display you want this year.
- Combined projects — bundle permanent lighting with other upgrades and finance the whole project together.
How It Works
Financing is simple, fast, and built right into our normal quote process—no extra paperwork on your end.
1. Request Your Free Quote
Tell us about your project and we'll put together a detailed, itemized estimate—just like any other quote.
2. See Your Payment Options
Along with your quote, we'll show you available monthly payment plans. Checking your options uses a soft credit check only—it has no impact on your credit score.
3. Pick the Plan That Fits
Choose the term and monthly payment that works best for your budget. Most applicants get a decision in minutes.
4. We Get to Work
Once you're approved and ready to move forward, we schedule your installation. You enjoy your new lighting now and pay over time.
Typical Financing Terms
We work with a trusted financing partner that specializes in financing for home improvement projects. Exact rates and terms depend on your credit profile, but here's what you can generally expect:
Loan Details
- Financing available from $500 up to $25,000
- Repayment terms from 3 months up to 10 years
- Rates as low as 0% APR for qualified applicants, up to a maximum APR based on creditworthiness
- Fixed monthly payments—no surprises
Good to Know
- Checking your rate is a soft credit pull—no impact to your score
- No prepayment penalties—pay it off early anytime
- Decisions are typically instant or within minutes
- Available for most residential projects in our service area
Final terms, rates, and approval are determined by our financing partner based on your application. Financing options will be presented along with your free quote.
Financing FAQs
Will checking my rate hurt my credit score?
No. Seeing your prequalified options uses a soft credit check, which does not affect your credit score. A full application later may involve a hard credit check, but only if you choose to move forward.
Do I need excellent credit to qualify?
No. Financing options are available across a range of credit profiles. Your specific rate and terms will depend on your individual credit history.
Can I pay off my loan early?
Yes. There are no prepayment penalties, so you can pay off your balance early and save on interest at any time.
How do I get started?
Just request your free quote below. We'll walk you through your financing options as part of the quote process—no separate application needed up front.
Ready to Light Up Your Home?
Get a free, no-obligation quote for your permanent lighting or Christmas lighting project—and ask us about financing options when we follow up.